Net Banking in Indian iGaming — Research Profile

Last updated: 6 November 2026

Net banking from a laptop
Photo: Shixart1985 · CC BY 2.0 · Wikimedia Commons

Direct login-based payments from a bank's own internet banking portal, long the standard for larger online payments in India.

Adoption in India

Every major Indian bank offers it; usage has shifted toward UPI for small amounts but net banking remains common for larger tickets and recurring payments.

Supported deposits & withdrawals

Deposits: redirect-to-bank payment flows.
Withdrawals: NEFT/IMPS credits from the counterparty.

Payment processing characteristics

Settlement depends on the underlying rail (instant for IMPS-backed flows; batched for NEFT).

Fees & limits

Costusually free or nominal per bank schedule
Limitsper bank, typically far above UPI caps

Availability and restrictions

Legal note: since 1 May 2026 the Promotion and Regulation of Online Gaming Act, 2025 prohibits online money games in India and bars financial facilitation of them, so Indian payment rails must not be assumed available for gambling transactions. We never claim gambling-payment availability for a method unless specifically verified.

Security & compliance

Bank-grade 2FA (login + OTP); RBI regulations govern.

Listed because the operator declares support for this method in our records; availability for gambling-related payments is noted per review and is not implied here.

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